@font-face{font-family:Manrope;font-style:normal;font-weight:200 800;font-display:swap;src:url(../media/a342834df7752944-s.1ypl14jhz9yyw.woff2)format("woff2");unicode-range:U+460-52F,U+1C80-1C8A,U+20B4,U+2DE0-2DFF,U+A640-A69F,U+FE2E-FE2F}@font-face{font-family:Manrope;font-style:normal;font-weight:200 800;font-display:swap;src:url(../media/d3fe2f289711ac3f-s.2g9li78_0_it5.woff2)format("woff2");unicode-range:U+301,U+400-45F,U+490-491,U+4B0-4B1,U+2116}@font-face{font-family:Manrope;font-style:normal;font-weight:200 800;font-display:swap;src:url(../media/58c4895d0a0ef7cc-s.00u3xrku2lqty.woff2)format("woff2");unicode-range:U+370-377,U+37A-37F,U+384-38A,U+38C,U+38E-3A1,U+3A3-3FF}@font-face{font-family:Manrope;font-style:normal;font-weight:200 800;font-display:swap;src:url(../media/bfc7db5c00d21bc5-s.2vepgg3wcdr2q.woff2)format("woff2");unicode-range:U+102-103,U+110-111,U+128-129,U+168-169,U+1A0-1A1,U+1AF-1B0,U+300-301,U+303-304,U+308-309,U+323,U+329,U+1EA0-1EF9,U+20AB}@font-face{font-family:Manrope;font-style:normal;font-weight:200 800;font-display:swap;src:url(../media/6ab0db14f70d8ed6-s.2ttjmmx-9gnz1.woff2)format("woff2");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Manrope;font-style:normal;font-weight:200 800;font-display:swap;src:url(../media/a343f882a40d2cc9-s.p.3259ncl47-hqj.woff2)format("woff2");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Manrope Fallback;src:local(Arial);ascent-override:103.31%;descent-override:29.07%;line-gap-override:0.0%;size-adjust:103.19%}.manrope_9e067a5b-module__vT7MWq__className{font-family:Manrope,Manrope Fallback;font-style:normal}.manrope_9e067a5b-module__vT7MWq__variable{--font-manrope:"Manrope", "Manrope Fallback"}
@layer properties{@supports (((-webkit-hyphens:none)) and (not (margin-trim:inline))) or ((-moz-orient:inline) and (not (color:rgb(from red r g b)))){*,:before,:after,::backdrop{--tw-rotate-x:initial;--tw-rotate-y:initial;--tw-rotate-z:initial;--tw-skew-x:initial;--tw-skew-y:initial;--tw-border-style:solid;--tw-blur:initial;--tw-brightness:initial;--tw-contrast:initial;--tw-grayscale:initial;--tw-hue-rotate:initial;--tw-invert:initial;--tw-opacity:initial;--tw-saturate:initial;--tw-sepia:initial;--tw-drop-shadow:initial;--tw-drop-shadow-color:initial;--tw-drop-shadow-alpha:100%;--tw-drop-shadow-size:initial}}}@layer theme{:root,:host{--font-sans:-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Noto Sans", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Noto Sans", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring:where(:not(iframe)){outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.sr-only{clip-path:inset(50%);white-space:nowrap;border-width:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.absolute{position:absolute}.fixed{position:fixed}.block{display:block}.contents{display:contents}.flex{display:flex}.table{display:table}.transform{transform:var(--tw-rotate-x,) var(--tw-rotate-y,) var(--tw-rotate-z,) var(--tw-skew-x,) var(--tw-skew-y,)}.rounded{border-radius:.25rem}.border{border-style:var(--tw-border-style);border-width:1px}.italic{font-style:italic}.filter{filter:var(--tw-blur,) var(--tw-brightness,) var(--tw-contrast,) var(--tw-grayscale,) var(--tw-hue-rotate,) var(--tw-invert,) var(--tw-saturate,) var(--tw-sepia,) var(--tw-drop-shadow,)}}:root{--paper:#fff;--ink:#20362e;--forest:#003d2b;--muted:#59675e;--line:#d6ddd0;--leaf:#d9f0e5;--gold:#ffcf35;--radius:28px;--ease:cubic-bezier(.22,.8,.3,1)}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{background:var(--paper);color:var(--ink);font-family:var(--font-manrope),Arial,sans-serif;-webkit-font-smoothing:antialiased;margin:0;font-size:16px;line-height:1.65}::selection{background:var(--leaf);color:var(--forest)}a{color:inherit;text-underline-offset:5px}button,input,select{font:inherit}button,a,input,select{-webkit-tap-highlight-color:transparent}button{cursor:pointer}button:disabled{cursor:not-allowed;opacity:.48}a,button,input,select,summary{touch-action:manipulation}:focus-visible{outline-offset:5px;outline:3px solid #8b6418}h1,h2,h3,p{margin-top:0}h1,h2,h3{text-wrap:balance;font-weight:600;line-height:1.16}h1{letter-spacing:-.05em;font-size:3.9rem}h2{letter-spacing:-.035em;font-size:2.7rem}h3{letter-spacing:-.02em;font-size:1.25rem}p{text-wrap:pretty;margin-bottom:1.25rem}.shell{width:min(1200px,100% - 64px);margin-inline:auto}.section{padding-block:96px}.eyebrow{letter-spacing:.115em;text-transform:uppercase;color:#4c624f;margin-bottom:22px;font-size:11px;font-weight:750;line-height:1.6}.button{color:#fff;min-height:50px;transition:transform .2s var(--ease),box-shadow .2s var(--ease),background .2s;background:linear-gradient(150deg,#315b4ae8,#003d2b);border:1px solid #ffffff38;border-radius:999px;justify-content:center;align-items:center;padding:13px 26px;font-size:14px;font-weight:650;text-decoration:none;display:inline-flex;box-shadow:inset 0 1px #ffffff24,0 4px 9px #003d2b0a}.button:hover{transform:translateY(-2px);box-shadow:inset 0 1px #ffffff38,0 7px 18px #003d2b20}.button:active{transform:scale(.98)}.button.small{min-height:44px;padding:10px 21px;font-size:12px}.button.large{min-height:58px;padding:16px 30px;font-size:15px}.button.light{color:#173c31;background:linear-gradient(150deg,#fd6,#d9f0e5);border-color:#f5f7e899}.button.secondary{color:var(--forest);background:#ffffff60;border-color:#bdcbb8;box-shadow:inset 0 1px #ffffffb3}.button.full{width:100%}.quiet-link{border-bottom:1px solid;padding-block:7px;font-size:13px;font-weight:650;text-decoration:none;display:inline-block}.text-button{color:var(--forest);text-underline-offset:4px;background:0 0;border:0;min-height:44px;padding:10px 0;font-size:13px;text-decoration:underline}.micro,.fineprint{color:var(--muted);font-size:12px;line-height:1.6}.skip-link{background:var(--forest);color:var(--paper);z-index:10;padding:12px;position:fixed;top:-100px;left:20px}.skip-link:focus{top:10px}.sr-only{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.site-header{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;gap:20px;height:108px;display:flex}.brand{color:var(--forest);align-items:flex-end;gap:12px;line-height:1;text-decoration:none;display:flex}.brand>span{letter-spacing:-2.3px;font-size:38px;font-weight:750}.brand-dot{color:#a18138}.brand small{letter-spacing:2px;max-width:45px;padding-bottom:3px;font-size:9px;font-weight:800;line-height:1.25}.site-header nav{align-items:center;gap:30px;display:flex}.site-header nav>a:not(.button){font-size:12px;font-weight:650;text-decoration:none}.site-header nav>a:not(.button):hover{text-decoration:underline}.hero{grid-template-columns:1.08fr 1fr;align-items:stretch;gap:48px;padding-top:40px;padding-bottom:34px;display:grid}.hero-copy{padding-block:29px 8px}.hero-copy .eyebrow{letter-spacing:.07em;align-items:center;gap:9px;display:flex}.sa-mini{background:linear-gradient(#de3831 0 30%,#fff 30% 38%,#3c6b42 38% 62%,#fff 62% 70%,#002395 70%);border-radius:2px;width:18px;height:11px}.hero h1{max-width:14ch;margin-bottom:26px;font-size:3.85rem;line-height:1.09}.hero .lead{max-width:40ch;color:var(--muted);font-size:16px;line-height:1.8}.hero-actions{flex-wrap:wrap;align-items:center;gap:25px;margin-block:28px 14px;display:flex}.hero .micro{font-size:11px}.hero-footnote{border-top:1px solid var(--line);color:var(--muted);grid-template-columns:1fr 1.25fr;gap:24px;margin-top:42px;padding-top:17px;font-size:10px;line-height:1.65;display:grid}.hero-footnote>span{text-transform:uppercase;letter-spacing:.08em;font-size:9px}.hero-footnote p{margin:0}.hero-visual{border-radius:var(--radius);background:#77836a;min-height:560px;position:relative;overflow:hidden}.hero-visual>img{object-fit:cover;object-position:63% center}.photo-shade{background:linear-gradient(#152d2526,#0000 30%,#102c2555);position:absolute;inset:0}.visual-topline{color:#24392d;justify-content:space-between;font-size:11px;display:flex;position:absolute;top:27px;left:27px;right:27px}.visual-topline>span+span{letter-spacing:.14em;font-size:8px;font-weight:750}.glass-note{color:#fff;-webkit-backdrop-filter:blur(13px);backdrop-filter:blur(13px);background:linear-gradient(145deg,#ffffff29,#132e2687);border:1px solid #fff6;border-radius:22px;padding:25px 28px 19px;position:absolute;bottom:43px;left:26px;right:26px;box-shadow:inset 0 1px #ffffff40,0 10px 30px #0b26151a}.glass-note>small{letter-spacing:.08em;color:#ffffffdb;font-size:9px}.glass-note>p{letter-spacing:-1px;margin-block:16px 22px;font-size:35px;font-weight:450;line-height:1.25}.glass-note strong{font-weight:650}.glass-note>div{border-top:1px solid #ffffff4a;justify-content:space-between;padding-top:13px;font-size:10px;display:flex}.photo-caption{color:#fff9df;font-size:9px;position:absolute;bottom:14px;left:30px}.trust-strip{border-bottom:1px solid var(--line);color:#465b4e;justify-content:space-between;padding:24px 0;font-size:11px;font-weight:600;display:flex}.trust-strip span+span{border-left:1px solid var(--line);padding-left:42px}.how{grid-template-columns:1fr 1.05fr;gap:100px;display:grid}.section-intro{max-width:34ch;color:var(--muted);font-size:15px}.steps{margin:0;padding:0;list-style:none}.steps li{border-bottom:1px solid var(--line);gap:25px;padding:25px 0;display:flex}.steps li:first-child{padding-top:0}.steps li>span{color:#607747;padding-top:6px;font-size:11px;font-weight:700}.steps h3{margin-bottom:10px;font-size:18px;line-height:1.4}.steps p{color:var(--muted);margin:0;font-size:13px}.reality-band{background:var(--forest);color:var(--paper);position:relative;overflow:hidden}.reality-inner{grid-template-columns:1.2fr 1fr;align-items:start;column-gap:110px;padding-block:68px;display:grid}.reality-inner .eyebrow{color:var(--leaf);grid-column:1/-1;margin-bottom:25px}.reality-inner h2{grid-row:2/4;margin:0;font-size:36px}.reality-inner p:not(.eyebrow){color:#d5e0d1;max-width:44ch;font-size:14px}.reality-inner .button{justify-self:start}.section-heading{justify-content:space-between;align-items:end;gap:24px;margin-bottom:32px;display:flex}.section-heading h2{margin-bottom:0}.section-heading .quiet-link{margin-bottom:4px}.guide-list{border-top:1px solid var(--line)}.guide-row{border-bottom:1px solid var(--line);grid-template-columns:58px 1fr auto;align-items:center;gap:25px;padding:32px 0;text-decoration:none;transition:background .2s,padding .2s;display:grid}.guide-row:hover{background:#edf8f355;padding-inline:12px}.guide-number{color:#596846;align-self:start;padding-top:5px;font-size:11px}.guide-row h2,.guide-row h3{margin-bottom:10px;font-size:22px;line-height:1.35}.guide-row .eyebrow{margin-bottom:11px;font-size:9px}.guide-row p:last-child{color:var(--muted);margin:0;font-size:13px}.read-label{text-underline-offset:5px;font-size:11px;text-decoration:underline}.budget-teaser{border-radius:var(--radius);background:#edf8f3;grid-template-columns:1fr 1fr;align-items:center;gap:80px;padding:56px 64px;display:grid}.budget-teaser h2{font-size:35px}.budget-teaser>div>p:not(.eyebrow){max-width:35ch;color:var(--muted);font-size:14px}.budget-paper{background:#fff;border-radius:7px;padding:34px;transform:rotate(2deg);box-shadow:0 15px 30px #29442712}.budget-paper>small{letter-spacing:.11em;margin-bottom:24px;font-size:9px;font-weight:750;display:block}.budget-paper>div{border-bottom:1px solid #dfe4d7;justify-content:space-between;padding-block:13px;font-size:12px;display:flex}.budget-paper>div.total{color:var(--forest);border-bottom:0;padding-top:19px}.budget-paper p{margin:20px 0 0;max-width:none!important;font-size:9px!important}.faq{grid-template-columns:1fr 1.25fr;gap:100px;display:grid}.faq>div>p:not(.eyebrow){color:var(--muted);max-width:30ch;font-size:14px}details{border-bottom:1px solid var(--line)}summary{cursor:pointer;padding:22px 28px 22px 0;font-size:14px;font-weight:650;line-height:1.5;list-style:none;position:relative}summary::-webkit-details-marker{display:none}summary:after{content:"+";font-size:21px;font-weight:400;position:absolute;top:18px;right:2px}details[open] summary:after{content:"−"}details>p{color:var(--muted);padding-bottom:8px;font-size:13px;line-height:1.8}.site-footer{background:#edf8f3;padding:50px 0 0}.footer-top{justify-content:space-between;gap:30px;display:flex}.footer-top>div>p{color:var(--muted);margin-top:22px;font-size:12px;line-height:1.8}.footer-top nav{flex-wrap:wrap;align-content:start;gap:26px;padding-top:12px;display:flex}.footer-top nav>a{font-size:12px;text-decoration:none}.footer-bottom{border-top:1px solid #ccd6c3;justify-content:space-between;align-items:center;gap:20px;margin-top:30px;padding:15px 0 18px;display:flex}.footer-bottom p{color:var(--muted);margin:0;font-size:10px}.cookie-settings{white-space:nowrap;font-size:10px}.sa-stripe{background:linear-gradient(90deg,#ba6446 0 20%,#d6b862 20% 40%,#47784c 40% 60%,#eff0e0 60% 80%,#355b70 80%);height:4px}.consent{-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);z-index:5;background:#fffffff5;border:1px solid #b5c3ab;border-radius:22px;width:min(430px,100vw - 36px);padding:20px 24px;position:fixed;bottom:18px;right:18px;box-shadow:0 12px 50px #132e2626}.consent strong{font-size:14px}.consent p{margin:7px 0 13px;font-size:11px;line-height:1.65}.consent-actions{flex-wrap:wrap;gap:10px;display:flex}.consent-options{gap:12px;margin:14px 0;font-size:12px;display:grid}.consent-options label{gap:9px;display:flex}.consent input{accent-color:var(--forest);width:18px;height:18px}.page-enter{animation:enter .24s var(--ease) both}@keyframes enter{0%{opacity:0;transform:translateY(7px)}to{opacity:1;transform:none}}.page-heading{max-width:820px;margin-bottom:54px}.page-heading h1{font-size:48px;line-height:1.15}.page-heading>p:not(.eyebrow){max-width:52ch;color:var(--muted);font-size:17px}.article-layout{grid-template-columns:minmax(0,760px) 285px;align-items:start;gap:90px;padding-block:55px 90px;display:grid}.article{max-width:72ch;font-size:16px;line-height:1.85}.article h1{margin-bottom:22px;font-size:44px;line-height:1.17}.article h2{margin-top:38px;margin-bottom:18px;font-size:26px;line-height:1.3}.article p{margin-bottom:22px}.article .article-description{color:var(--muted);font-size:18px}.article .byline{color:var(--muted);border-bottom:1px solid var(--line);padding-block:12px 22px;font-size:11px;line-height:1.8}.breadcrumb{gap:10px;margin-bottom:30px;font-size:11px;display:flex}.direct-answer{background:#edf8f3;border-left:3px solid #7c9158;margin-block:30px;padding:24px 28px;font-size:17px;line-height:1.8}.contents{flex-direction:column;gap:8px;margin:30px 0 40px;font-size:13px;display:flex}.contents strong{margin-bottom:6px}.contents a{color:var(--muted)}.article ul{padding-left:22px;list-style:outside}.article li{margin-block:10px;padding-left:4px}.article .sources{border-top:1px solid var(--line);margin-top:35px}.sources li{font-size:13px}.article-note{color:var(--muted);background:#edf8f3;border-radius:14px;margin-top:35px;padding:25px;font-size:12px}.article-sidebar{border:1px solid var(--line);background:#edf8f3;border-radius:24px;margin-top:44px;padding:30px;position:sticky;top:30px}.article-sidebar h2{font-size:25px}.article-sidebar p:not(.eyebrow){color:var(--muted);font-size:13px}.article-sidebar .button{width:100%;padding-inline:22px;font-size:12px}.article-sidebar .quiet-link{margin-top:16px;font-size:11px}.legal{padding-block:70px 90px}.legal h1{font-size:45px}.legal .eyebrow{text-transform:uppercase}.ad-placement{border-block:1px solid var(--line);min-height:300px;color:var(--muted);text-align:center;margin-block:60px;padding:16px 0;display:block}.ad-placement>small{letter-spacing:.15em;margin-bottom:12px;font-size:10px;display:block}.assessment-shell{grid-template-columns:1fr 1.35fr;align-items:start;gap:85px;padding-block:60px 90px;display:grid}.assessment-aside{padding-top:35px}.assessment-aside h2{margin-bottom:25px;font-size:38px}.assessment-aside>p:not(.eyebrow){color:var(--muted);max-width:30ch;font-size:14px}.aside-note{border-top:1px solid var(--line);color:var(--muted);margin-top:45px;padding-top:24px;font-size:12px}.assessment-aside .quiet-link{margin-top:20px;font-size:12px}.assessment-panel{background:#fff;border:1px solid #dde3d4;border-radius:26px;min-height:560px;padding:35px 38px}.progress-label{letter-spacing:.06em;color:var(--muted);justify-content:space-between;font-size:10px;font-weight:750;display:flex}.progress-track{background:#e2f5ec;border-radius:5px;height:4px;margin:14px 0 34px;overflow:hidden}.progress-track span{transform-origin:0;width:100%;height:100%;transition:transform .24s var(--ease);background:#758d51;display:block}.question h1{letter-spacing:-.025em;outline:none;margin-bottom:13px;font-size:29px;line-height:1.25}.question-help{color:var(--muted);margin-bottom:25px;font-size:13px;line-height:1.8}.answer-options{border:0;gap:10px;margin:0;padding:0;display:grid}.answer-options.many{grid-template-columns:1fr 1fr}.answer{cursor:pointer;border:1px solid #cfd8c4;border-radius:15px;align-items:center;gap:12px;min-height:54px;padding:13px 16px;font-size:13px;line-height:1.4;transition:background .16s,border-color .16s,transform .16s;display:flex;position:relative}.answer:hover{background:#f0faf5;transform:translateY(-1px)}.answer.selected{background:#e2f5ec;border-color:#557d44;box-shadow:inset 0 0 0 1px #557d44}.answer input{accent-color:var(--forest);flex-shrink:0;width:17px;height:17px}.step-controls{justify-content:space-between;align-items:center;margin-top:26px;display:flex}.refresh-note{border-top:1px solid var(--line);color:var(--muted);margin:28px 0 0;padding-top:20px;font-size:10px;line-height:1.7}.field{margin-bottom:19px}.field>label{margin-bottom:7px;font-size:13px;font-weight:650;display:block}.field input,.field select{width:100%;min-height:50px;color:var(--ink);background:#fff;border:1px solid #bac9b3;border-radius:12px;padding:12px 14px;font-size:16px}.field input[aria-invalid=true]{border-color:#a5392f}.field-help{color:var(--muted);margin:6px 0 0;font-size:11px;line-height:1.7}.field-error{color:#963f2b;margin:6px 0;font-size:12px;line-height:1.7}.consent-fields{border-top:1px solid var(--line);margin-top:24px;padding-top:22px}.check-label{align-items:flex-start;gap:12px;margin-bottom:20px;font-size:11px;line-height:1.8;display:flex}.check-label input{width:19px;height:19px;accent-color:var(--forest);flex-shrink:0;margin-top:3px}.contact-form>.fineprint{margin-top:13px;font-size:10px}.back-contact{margin-top:13px}.review-toggle{margin-bottom:15px;font-size:12px}.answer-review{margin-bottom:24px}.answer-review>div{border-bottom:1px solid var(--line);padding:14px 0}.answer-review dt{color:var(--muted);font-size:11px}.answer-review dd{justify-content:space-between;align-items:center;margin:0;font-size:13px;display:flex}.notice,.error-notice{background:#fff7d6;border:1px solid #e2c985;border-radius:14px;margin-block:18px 25px;padding:18px 20px;font-size:12px;line-height:1.75}.error-notice{background:#f8e9e0;border-color:#deab92}.error-notice>p{margin:0 0 12px}.saving{padding:30px 0;font-size:14px}.honeypot{width:1px;height:1px;position:absolute;left:-10000px;overflow:hidden}.result{max-width:760px;padding-block:90px 110px}.result h1{font-size:43px}.result>p:not(.eyebrow){max-width:60ch;color:var(--muted);font-size:16px}.result .button{margin-top:18px}.result .quiet-link{margin-block:24px;display:table}.planner{grid-template-columns:1.2fr 1fr;gap:80px;margin-block:50px;display:grid}.planner-result{background:var(--forest);color:var(--paper);border-radius:24px;align-self:start;padding:35px;position:sticky;top:30px}.planner-result>.eyebrow{color:var(--leaf)}.planner-result>div{justify-content:space-between;margin-block:18px;font-size:13px;display:flex}.planner-result hr{border:0;border-top:1px solid #7e91794d;margin-block:25px}.planner-result p{font-size:13px}.planner-result .budget-total{letter-spacing:-1px;font-variant-numeric:tabular-nums;margin-block:-10px 20px;font-size:44px;display:block}.planner-result .fineprint{color:#c6d4c0;margin-top:22px;font-size:10px}.money-input{position:relative}.money-input>span{color:var(--muted);position:absolute;top:12px;left:16px}.money-input input{padding-left:38px}.planner+.article{max-width:65ch;margin-top:60px}@media (min-width:1400px){.hero{gap:70px}.hero h1{font-size:4rem}.hero-visual{min-height:590px}}@media (max-width:1000px){.shell{width:calc(100% - 48px)}.hero{gap:28px}.hero h1{font-size:3rem}.hero-visual{min-height:530px}.hero-footnote{grid-template-columns:1fr;gap:10px}.trust-strip span+span{padding-left:20px}.how,.faq{gap:50px}.budget-teaser{gap:35px;padding:40px}.reality-inner{gap:30px}.article-layout{grid-template-columns:minmax(0,1fr) 245px;gap:35px}.article-sidebar{padding:23px}.assessment-shell{grid-template-columns:.8fr 1.3fr;gap:35px}.assessment-panel{padding:28px}.assessment-aside h2{font-size:32px}.planner{gap:40px}}@media (max-width:760px){.shell{width:calc(100% - 40px)}.site-header{height:82px}.brand>span{letter-spacing:-1.8px;font-size:32px}.brand small{letter-spacing:1.3px;max-width:35px;font-size:8px}.brand{gap:9px}.site-header nav{gap:0}.site-header nav>a:not(.button){display:none}.site-header .button.small{min-height:42px;padding:9px 16px;font-size:11px}.hero{grid-template-columns:1fr;gap:24px;padding-top:17px;padding-bottom:10px}.hero-copy{padding:20px 0 0}.hero-copy .eyebrow{letter-spacing:.07em;margin-bottom:19px;font-size:9px}.hero h1{max-width:15ch;margin-bottom:20px;font-size:2.85rem;line-height:1.09}.hero .lead{max-width:43ch;font-size:14px;line-height:1.75}.hero-actions{gap:21px;margin-top:23px}.hero-actions .button.large{min-height:54px;padding:15px 23px;font-size:13px}.hero-actions .quiet-link{font-size:11px}.hero .micro{margin-bottom:6px;font-size:10px}.hero-footnote{margin-top:22px;padding-top:14px;display:block}.hero-footnote>span{display:none}.hero-footnote p{max-width:48ch;font-size:10px}.hero-visual{border-radius:23px;height:330px;min-height:0}.hero-visual>img{object-position:center 48%}.visual-topline{font-size:10px;top:19px;left:20px;right:20px}.visual-topline>span+span{font-size:7px}.glass-note{border-radius:18px;padding:17px 22px 13px;bottom:32px;left:18px;right:18px}.glass-note>small{font-size:8px}.glass-note>p{margin:10px 0 16px;font-size:26px;line-height:1.22}.glass-note>div{padding-top:10px;font-size:9px}.photo-caption{font-size:8px;bottom:10px;left:21px}.trust-strip{grid-template-columns:1fr 1fr;gap:16px;padding-block:22px;font-size:10px;display:grid}.trust-strip span+span{border:0;padding:0}.section{padding-block:58px}h2{font-size:31px}.eyebrow{margin-bottom:16px;font-size:9px}.how,.faq{grid-template-columns:1fr;gap:34px}.section-intro{max-width:42ch;font-size:14px}.steps li{gap:22px;padding-block:23px}.steps h3{font-size:17px}.steps p{font-size:12px}.reality-inner{grid-template-columns:1fr;gap:0;padding-block:47px}.reality-inner .eyebrow{margin-bottom:19px}.reality-inner h2{grid-row:auto;margin-bottom:22px;font-size:31px}.reality-inner p:not(.eyebrow){font-size:13px}.reality-inner .button{margin-top:6px;font-size:12px}.section-heading{margin-bottom:25px;display:block}.section-heading h2{font-size:31px}.section-heading .quiet-link{margin-top:13px;font-size:11px}.guide-row{grid-template-columns:25px 1fr;gap:13px;padding:26px 0}.guide-row h2,.guide-row h3{font-size:19px}.guide-row .eyebrow{margin-bottom:9px;font-size:8px}.guide-row p:last-child{font-size:12px}.guide-number{font-size:10px}.read-label{grid-column:2;margin-top:0;font-size:10px}.budget-teaser{border-radius:23px;grid-template-columns:1fr;gap:32px;padding:30px 25px}.budget-teaser h2{font-size:30px}.budget-teaser>div>p:not(.eyebrow){max-width:36ch;font-size:13px}.budget-paper{margin-bottom:5px;padding:25px;transform:rotate(1.4deg)}.budget-paper>div{font-size:11px}.budget-paper>small{margin-bottom:15px;font-size:8px}.faq{gap:16px}.faq h2{margin-bottom:16px}.faq>div>p:not(.eyebrow){max-width:42ch;font-size:13px}.faq summary{padding-block:19px;font-size:13px}.footer-top{display:block}.footer-top nav{gap:10px 23px;padding-top:10px}.footer-top nav>a{padding-block:7px;font-size:11px}.footer-bottom{align-items:start;gap:10px;margin-top:22px}.footer-bottom p{font-size:9px}.footer-bottom .text-button{min-height:32px;padding-top:0;font-size:9px}.site-footer{padding-top:35px}.consent{border-radius:19px;width:calc(100% - 24px);padding:16px 19px;bottom:12px;right:12px}.consent strong{font-size:12px}.consent p{margin-bottom:11px;font-size:10px}.consent .button.small{min-height:44px;padding-inline:17px;font-size:11px}.page-heading{margin-bottom:35px}.page-heading h1{font-size:35px;line-height:1.17}.page-heading>p:not(.eyebrow){font-size:14px}.article-layout{padding-block:35px 55px;display:block}.article{font-size:15px;line-height:1.85}.article h1,.legal h1{font-size:33px;line-height:1.18}.article h2{margin-top:32px;font-size:23px}.article .article-description{font-size:16px}.article .byline{font-size:10px}.direct-answer{padding:21px;font-size:15px}.article-sidebar{margin-top:40px;padding:28px;position:static}.article-sidebar .button{width:auto}.article-sidebar .quiet-link{display:table}.legal{padding-block:45px 60px}.assessment-shell{padding-block:22px 45px;display:block}.assessment-aside{display:none}.assessment-panel{border-radius:22px;min-height:550px;padding:24px 20px}.question h1{font-size:26px}.question-help{font-size:12px;line-height:1.75}.progress-label{font-size:9px}.progress-track{margin-bottom:28px}.answer-options{gap:9px}.answer-options.many{grid-template-columns:1fr}.answer{border-radius:13px;min-height:51px;padding:12px 14px;font-size:13px}.answer input{width:17px;height:17px}.step-controls .button{min-height:49px;padding-inline:28px;font-size:13px}.refresh-note{font-size:9px}.contact-form .field{margin-bottom:18px}.field>label{font-size:12px}.check-label{font-size:11px}.result{padding-block:55px 70px}.result h1{font-size:33px}.result>p:not(.eyebrow){font-size:14px}.planner{grid-template-columns:1fr;gap:30px;margin-block:30px}.planner-result{padding:29px;position:static}.planner-result .budget-total{font-size:39px}.planner+.article{margin-top:40px}}@media (max-width:360px){.shell{width:calc(100% - 32px)}.hero h1{font-size:2.55rem}.hero-actions{gap:14px}.hero-actions .button.large{padding-inline:20px;font-size:12px}.hero-actions .quiet-link{font-size:10px}.assessment-panel{padding:23px 17px}.brand small{display:none}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{scroll-behavior:auto!important;transition:none!important;animation:none!important}.button:hover,.answer:hover{transform:none}}@media print{.site-header,.site-footer,.consent,.planner button,.skip-link{display:none!important}body{color:#111;background:#fff}.shell{width:100%}.planner{grid-template-columns:1fr 1fr;gap:25px}.planner-result{color:#111;background:#eee;position:static}.planner-result .fineprint,.planner-result>.eyebrow{color:#333}.section{padding:0}input{border:0!important}.page-heading h1{font-size:30px}}@view-transition{navigation:auto}::view-transition-old(root){animation:.16s reverse enter}::view-transition-new(root){animation:.2s enter}.brand.logo-brand{align-items:center;gap:12px;display:flex}.logo-window{background:#003d2b;border-radius:7px;width:174px;height:55px;display:block;position:relative;overflow:hidden}.logo-window img{width:264px;max-width:none;height:auto;position:absolute;top:-5px;left:-55px}.brand.logo-brand small{letter-spacing:2px;max-width:none;font-size:10px}.personal-help{border-top:1px solid var(--line);margin-top:26px;padding-top:20px}.personal-help label{margin-bottom:7px;font-size:12px;font-weight:650;display:block}.personal-help select{border:1px solid var(--line);background:#fff;border-radius:12px;max-width:100%;padding:10px;font-size:13px}.personal-help p{margin:12px 0;font-size:12px;line-height:1.8}.personal-help .location-row{flex-wrap:wrap;align-items:center;gap:12px;display:flex}.proof-panel{border-bottom:1px solid var(--line);grid-template-columns:1fr 1fr 1fr;gap:26px;padding:32px 0;display:grid}.proof-panel h2{font-size:16px}.proof-panel p{color:var(--muted);margin:0;font-size:12px}.sa-mini{background:linear-gradient(#de3831 0 30%,#fff 30% 38%,#007749 38% 62%,#fff 62% 70%,#002395 70%)}@media (max-width:600px){.brand.logo-brand small{display:none}.proof-panel{grid-template-columns:1fr;gap:20px}.site-header{gap:10px}.logo-window{width:150px;height:35px}.logo-window img{width:504px;top:-9px;left:-55px}}.logo-window{width:190px;height:44px}@media (max-width:600px){.logo-window{width:150px;height:35px}.logo-window img{width:504px;top:-9px;left:-55px}}.logo-window{background:0 0;border-radius:0;width:190px;height:52px}.logo-window img{width:210px;top:-19px;left:-13px}@media (max-width:600px){.logo-window{width:150px;height:43px}.logo-window img{width:168px;top:-15px;left:-10px}}@property --tw-rotate-x{syntax:"*";inherits:false}@property --tw-rotate-y{syntax:"*";inherits:false}@property --tw-rotate-z{syntax:"*";inherits:false}@property --tw-skew-x{syntax:"*";inherits:false}@property --tw-skew-y{syntax:"*";inherits:false}@property --tw-border-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}